Car Loans - Frequent Asked Questions

Q: How long does it take to apply for car loans online?
A: The online car loan application doesn't take long at all, usually you can apply in less than three minutes.

Q: I need a car loan, but have no credit. What options are available to me?
A: With no credit, you have many options. There are numerous programs out there to assist first time car buyers with no credit. Depending upon you situation, you may not even need a co-signer.

Q: I don't have a large down payment, but am in need of a good dependable car. Can I be approved for car loans with little down?
A: Yes, car loans are available for those who have little or no down payment. If you are looking for reliable transportation and having a down payment has been an issue keeping you from driving a new or used car, ask how you can qualify for special down payment assistance.

Q: I have had some credit problems in the past, and am now recovering from a prior bankruptcy. Is it possible to get approved for car loans in that situation?
A: Yes, of course. Our nationwide lender network has special finance options for those with bad credit. It is possible to be approved for car loans even with prior bankruptcies, judgments, and even repossessions.

Q: Can I apply for car loans by phone?
A: Due to privacy issues, we do not accept applications by phone. We hope you understand and will be able to complete our online application.

Q: I want to purchase a used car from an individual. Do you approve these types of car loans?
A: If you are buying from an individual, we are not able to assiste you with this type of purchase. You may be able to apply for a personal loan if you are buying from an individual.

Q: How long does it take to be approved for car loans when applying online?
A: Not long at all, usually you will be contacted within just a few hours. Be sure that your contact info is complete and correct.